Experienced Help With Chapter 7 Bankruptcy And Chapter 13 Bankruptcy

Under federal bankruptcy law, there are multiple ways for individuals to discharge debts they cannot afford to repay. The Bowling Green, Kentucky, law firm of Mark H Flener Attorney at Law, understands the differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy, and will advise you which version of bankruptcy is right for you.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a good way for people with overwhelming debt to get a fresh start on their finances. This form of bankruptcy allows you to discharge a portion of some of your debts, such as your credit card debt and medical bills, through debt settlement.

However, Chapter 7 is not appropriate in all cases. For one thing, if you own a lot of assets such as a home and a car, you may not qualify for this form of bankruptcy.

Chapter 13 Bankruptcy

The other common form of personal bankruptcy is known as Chapter 13 bankruptcy. Unlike Chapter 7 bankruptcy, under Chapter 13 bankruptcy you work with the court to reorganize your debts and set up a payment plan. The advantage of Chapter 13 bankruptcy is that it stops repossession of your car and can save your house from foreclosure.

Bankruptcy Protection For Your Small Business

If your small business is struggling with cash flow or tax issues, we can help. Chapter 11 bankruptcy is a form of bankruptcy for small businesses. It allows business owners to reorganize into a more potentially profitable form. Our firm can provide your company with experienced representation during the Chapter 11 bankruptcy process.

Helping You Plan For Life After Bankruptcy

Our representation is not limited to bankruptcy assistance. We will work with you on a financial plan so that you will have the tools to keep your finances in good shape in the years to come.

To schedule a discussion with lawyer Mark H Flener about which form of bankruptcy is right for you, please call us at 270-495-0889 or fill out our online intake form. We look forward to hearing from you.

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